How We Repair Your Credit

Even if your credit seems intimidating…

Our proven processes can help. By law, information reported about you to credit bureaus must be fair, accurate, and verifiable. We use our knowledge of the Fair Credit Reporting Act, other federal and state laws, and the three major credit bureaus, to remove inaccurate or unfair negative items that are bringing down your score. Credit Repair Express holds the big guys accountable so that you don’t suffer.

So how does it work?

Here’s how we repair your credit:

Setup and Discovery

We work with you to discover which items on your report are inaccurate or unfair. These will be the items we will be fighting to remove in the next steps.

Dispute with the bureaus

We send letters to each bureau disputing the items on your credit reports that don’t belong. It’s their responsibility to then verify the items on your reports. The bureaus will send responses to the disputes.

Follow up with the bureaus

Some items on your reports will be verified, some will be removed, and some may receive no response. For any item that’s not removed, we will follow up and try again.

Dispute with the creditors

If we aren’t having luck on some items with the bureaus, we move to disputing with the creditors. These are the actual companies which provided the alleged loan or credit.

Follow up with the creditors

Again, some items may be verified, some may be removed, and some may receive no response. We keep pressing the creditors to remove the items. Persistence is key!

Advanced strategies

Sometimes credit repair requires advanced legal strategies, such as demanding estoppel letters. We will fight for you all the way to the finish line.

Want more info?

Watch the following video for more details, or click here to download our basic dispute workflow chart.

Watch this video on YouTube

Manage your future now!

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